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Refugees overcome difficult living conditions in Sana’a

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Success stories edited for publication by Ammar al-Areeqi:

Ahmed Mohamed Helal, an African refugee in Yemen, recounts the tragedy of his life. "I was unemployed and I was dependent on the aid given to me. I started

looking for work, but I could not find. However, I thought of a small project that would provide me with financial income to sustain my family,” he said. Ahmed started looking for a way to support his dream of opening a shoe shop. He heard about the Nama refugee lending program and presented his application; his project was studied and approved.

"I received training in the management of small projects where I learned the arts and skills of managing a project. I received funding from Nama program from 2014 to 2016. My living conditions improved and now I have a big shop," Ahmed said. "I thank the UNHCR who helped me achieve my dream and sustain a suitable income for me and my family,” he concluded.

A Syrian refugee named Abdulrahman Omar Hussein says, "I benefited from the first loan given to me by the Nama program which is 600,000 riyals to buy a quantity of Syrian olive oil and thyme for my shop which was almost empty”. As this refugee man was about to go bankrupt, he now distributes olive oil to spices and wholesale trading stores achieving significant improvement in his economic income and his living condition.

"I came to Yemen to escape from the ethnic clashes in Somalia because of the wars and the situation there," said Mr. Michael Abdullah Dulal, a Somali refugee in Yemen. "I arrived in Yemen in 1990 and I have three children. I have had many problems in my life and started searching for job opportunities to sustain a living for me and my family. I decided to open a grocery store, and so I took a loan from one of my friends and opened a small grocery. I recently heard that the Nama Microfinance Program finances small entrepreneurs. After visiting the headquarters of the Program and concluding some easy procedures, I was able to get an amount of 150,000 riyals”, he said. “The financing process continued until the grocery situation improved, and now I have a restaurant besides to the grocery store”, Michael added.
The African refugee women in Yemen also have a share of the lending project services that target both males and females altogether. The Nama refugee branch provides lending services to men and women refugees. However, indicators indicate that women take hold around 90% of the lending portfolio.

"I used to work in a hairdressing shop where I learned and mastered the art of beautification. I started thinking about opening a hairdressing shop to earn a new income to support my family," said the refugee Suad Mohsen Ahmed. "I heard about the Nama Microfinance Program and presented my application. I was granted 150,000 YRs which enabled me to open Al-Saeeda hairdressing shop which locates in Al-Eshreen roundabout of Hael Saeed street.

Maryam Sharaf Addin Abdi Musa worked in a private school. However, her sufferance increased due to the difficult economic situation, which made her think of benefiting from her skills in beautification, cosmetics and henna. She went to the Nama Program and got funding of 300,000 YR. She also received training in project management to manage her project, which she has long dreamed of achieving.

The refugee woman, Absharah Yusuf Nale, supports four children after her husband’s death. She sustains her children and works as a vendor. Absharah heard a news about the existence of a foundation that offers loans to women. She went to the Nama institution and took funding of 100,000 riyals. Her status better improved and her sales increased. She later received another financing; her sales are now much better than before.

The refugee woman, Habiba Tahir Ibrahim Mahmud, sustains 11 family members. She applied for funding from the Nama Foundation to purchase clothes and accessories. She took several funds from 2014 to 2016. Habiba is now supporting her family members and says that she feels better in her living.

Republic of Yemen, in the capital Sana'a - the new university
Phone: 009671464402

Fax: 009671464399

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